Mortgage discrimination used to be an official policy of the Federal government. This practice was known as redlining. Redlining is an example of structural racism, where the way the system is built reinforces inequality. Redlining led to disinvestment in neighborhoods of color, which reduced health and wealth.
Redlining was outlawed decades ago. Unfortunately, mortgage discrimination is still happening. And it is still harming the health of people of color.
Experiencing mortgage discrimination also increases risk of unstable housing. Housing instability is linked to a variety of poor health outcomes.
Why Is Mortgage Discrimination Data Important?
These data help us understand the ongoing damage from mortgage discrimination in Washington.
Historical lending discrimination is linked to negative health outcomes. These modern data can be used to identify connections between current discrimination and health outcomes.
What’s Here
WTN provides data from the Home Mortgage Disclosure Act for:
- number of home loans
- number of high interest home loans
- percent of high interest home loans
- total number of housing units
The measure combines data from 2018 through 2021. The data are available at the census tract level. It can be viewed as a table on our Data Portal, or as an overlay on our Environmental Health Disparities map.
View the Data
Environmental Health Disparities Map
Learn More
Mortgage Discrimination Data Technical Notes (PDF)
Additional Resources
Contact Us
For information or questions related to the Washington Tracking Network, email DOH.WTN@doh.wa.gov.
How Have You Used Our Data?
We love hearing about how our data is being used to make an impact on the health of Washingtonians. It also helps us to know what is meeting our users’ needs and how we can improve the information we provide. If you used our data, please tell us about it by sending an email to DOH.WTN@doh.wa.gov.
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